BasementSoil

Tama County, Iowa

The soil mapped across Tama County is predominantly classified moderately well drained. Below is what that classification means for a basement, what it does not mean, and what the three repairs it points to cost here.

Moisture / seepage risk Elevated
53/100

49% of the county’s mapped soil area falls in classes the USDA describes as wet enough to need artificial drainage for ordinary use. Saturated soil against a foundation wall is what creates hydrostatic pressure.

Foundation movement risk Moderate
34/100

Linear extensibility 4.2% in the top metre — moderate. The soil moves measurably, but a footing tolerates it where drainage works.

Water table risk Elevated
66/100

Shallowest annual water table maps at about 65 cm (2.1 ft) below the surface — water table within basement depth. A typical US basement floor sits just under 200 cm, which is also the deepest the soil survey reports.

Source: BasementSoil physiographic region model — region “Wisconsinan till plain”. Not a soil survey of this county. Why.

What the ground here is made of

Wisconsinan till plain. Dense basal till (stony clay) under a thin loess cap

The classic American basement belt. Below the topsoil sits dense till that water barely penetrates, so infiltrating water travels sideways along it until it meets the first vertical obstruction — typically a basement wall.

How the county’s soil area splits between drainage classes

USDA drainage classShare of mapped area
somewhat excessively drained3%
well drained20%
moderately well drained28%
somewhat poorly drained27%
poorly drained18%
very poorly drained4%

Drainage class definitions: USDA NRCS SSURGO. Highlighted row is the dominant condition (drclassdcd). Wettest class present in the county: poorly drained.

Key soil values for Tama County

County-level values. Your parcel can differ.
Dominant drainage classmoderately well drained — water leaves slowly enough that the lower profile is wet for part of the year
Wettest class presentpoorly drained
Area needing artificial drainage49%
Linear extensibility (shrink-swell)4.2% — moderate modelled
Shallowest annual water table65 cm (2.1 ft)
Hydrologic soil groupC
Physiographic regionWisconsinan till plain
Expected radon zoneZone 1 (highest) — predicted indoor average above 4 pCi/L, the level at which EPA recommends fixing expected, not the official designation
Basements in this statemost homes have one

What the three likely repairs cost in Iowa

Reference jobModelled range in IA
Interior drain along two walls + sump pump$4,650–$10,000
Exterior excavation of one 40 ft wall$3,500–$9,950
Underpinning on 10 piers$13,800–$29,450

Reference basement 30 × 40 ft. Price book 2026.08, updated 2026-08-11, regional factor for IA: ×0.92. Run your own dimensions.

Given this soil, the order of operations here

  1. Fix the cheap outside causes first. Extended downspouts, a discharge line that ends far from the house and positive grade for the first 3 metres. This is a few hundred to a few thousand dollars and it resolves a real share of wet basements.
  2. Then decide interior versus exterior — with the soil in mind, not the brochure. Honest comparison.
  3. Get the second and third quote before you sign anything. Same scope, in writing, from firms that are not owned by the same parent. How to do it without paying twice.

Questions about Tama County soil

Does “moderately well drained” soil mean my basement will flood?

No. The class describes how long the soil profile stays saturated in an average year across mapped areas of the county. It raises or lowers the statistical odds of hydrostatic pressure against a wall. It says nothing about your grading, your footing drain or your downspouts — which is usually what decides whether water actually gets in.

Which number should I care about most?

Whichever is highest, because they point at different contractors. High moisture and water table risk is a drainage and pump problem. High crack risk with low moisture risk — common on the Colorado Front Range and in the Flint Hills — is a structural problem, and a waterproofing salesman is the wrong person to call about it.

A contractor told me my county has “the worst soil in the state”. Is that true?

Check it here and on the USDA source we link. It is a specific, checkable claim, and in our experience of the sales scripts it is used loosely. Tama County scores 50 out of 100 overall on our combined index, which is elevated for the counties we cover.

Will my homeowners insurance pay for this?

Almost certainly not, if the cause is groundwater seeping in gradually. That is excluded from standard US homeowners policies, and the exclusion is usually the reason people find this site. What is and is not covered.

Does “moderately well drained” soil mean my basement will flood?

No. The class describes how long the soil profile stays saturated in an average year across mapped areas of the county. It raises or lowers the statistical odds of hydrostatic pressure against a wall. It says nothing about your grading, your footing drain or your downspouts — which is usually what decides whether water actually gets in.

Which number should I care about most?

Whichever is highest, because they point at different contractors. High moisture and water table risk is a drainage and pump problem. High crack risk with low moisture risk — common on the Colorado Front Range and in the Flint Hills — is a structural problem, and a waterproofing salesman is the wrong person to call about it.

A contractor told me my county has “the worst soil in the state”. Is that true?

Check it here and on the USDA source we link. It is a specific, checkable claim, and in our experience of the sales scripts it is used loosely. Tama County scores 50 out of 100 overall on our combined index, which is elevated for the counties we cover.

Will my homeowners insurance pay for this?

Almost certainly not, if the cause is groundwater seeping in gradually. That is excluded from standard US homeowners policies, and the exclusion is usually the reason people find this site. What is and is not covered.

Nearby counties

Neighbours in the same physiographic region behave similarly. Different region on the other side of the county line means genuinely different ground.

All 99 counties in Iowa · More about “moderately well drained” soil

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