What insurance covers
Most people find this page after a denial. The denial is usually correct, which is why the useful work happens before the water arrives.
How to get a second opinion without paying twice
Three free inspections produce three different scopes and no basis for comparison. One paid engineer's letter produces one scope and three comparable bids. Here is the sequence.
Basement waterproofing warranties: what 'lifetime' actually covers
Lifetime of what, whose lifetime, transferable at what fee, and backed by whom. The six questions that turn a warranty from marketing into a document.
Why your homeowners insurance won't pay for a wet basement
Standard US homeowners policies exclude groundwater seepage, surface water and earth movement. What is covered, and which endorsement is worth buying.
Page data updated